LENDING SERVICES

SBA loan programs lend to small businesses unable to secure financing on reasonable terms through normal lending channels. The loan programs are operated through private-sector lenders that provide loans which are, in turn, guaranteed by the SBA. Gold Coast Bank will help you assess if this is the right solution for your business.

SBA – 7(a) Loan Program

• Term Loans
• Lines of Credit
• Variable Rates
• Long Term Payment Options
• Uses: Working capital, machinery & equipment, leasehold improvements, furniture & fixtures, land & building, and start-up companies

SBA-504 Mortgage Program

• 90% Financing
• Long term repayment
• Fixed Rates
• Uses: machinery & equipment, expansion or modernization, business purchase, renovations, new construction